Private IVF Funding: How to Pay for Private Fertility Treatment

18th August 2017 in IVF

Read Time: 4 mins

This information was correct at the time of publishing. It may not reflect our current practices, prices or regulations.

Funding private fertility treatment can be a complicated field, particularly as increasing numbers of couples are turning to private IVF treatment due to ongoing cuts to NHS IVF funding.

Fertility treatment on the NHS varies across the UK. In England, decisions about who can have fertility treatment are made by ICBs (Integrated Care Boards), and the number of IVF attempts can vary from three in some parts of the country to none in others. For couples where NHS IVF cycles have been exhausted or funding is unavailable, private fertility clinics offer an alternative. When choosing a private fertility clinic, funding treatment is one of the many factors new patients should explore before making a decision.

Recent Fertility Network UK data shows that NHS IVF services have been reduced or stopped in 13 areas of the UK since 2017, despite Government NICE guidelines, with a further eight local NHS commissioners (now Integrated Care Boards, ICBs) considering similar action.

This includes ICBs local to Manchester Fertility, where three cycles of IVF have been reduced to one for those eligible in West, Eastern, and South Cheshire.

If you’ve been affected by NHS IVF cuts and private IVF treatment is one of your options to have a baby, we can help. We understand the financial strain, emotional pressure and uncertainty that private fertility treatment can bring

This is why we were the first private fertility clinic in the UK to offer IVF with up to a 100% money-back guarantee and multiple cycles of treatment designed to reduce financial risk and give you peace of mind.

We have funding options for the most common fertility treatments: IVF, ICSIand treatment with donor eggs, including the option to use donor sperm, offered through independent provider Access Fertility; plus our own donor sperm insemination and egg freezing package:

IVF / ICSI Refund Plan 

The Access Fertility IVF/ICSI Refund Plan provides up to three discounted cycles of IVF or ICSI, subject to medical review, with a refund amount of 50%, 70% or 100%, depending on your age, if your included treatment does not result in a live birth.

You can also choose to pay an additional cost to use donor sperm from our licensed Semovo donor sperm bank within your included cycles, along with opting for fewer included cycles, such as a two-cycle IVF plan, which includes a 50% refund option.

IVF/ICSI Multicycle Plan (discounted 2-cycle IVF package)

The Access Fertility Multicycle plan includes up to two discounted cycles of IVF/ICSI. Open to all patients aged under 45 years regardless of diagnosis, this plan requires no medical review to apply. Additional costs can be added if you wish to use donor sperm.

Donor Eggs IVF Refund Plan

Available to women aged up to 48, the Access Fertility Donor Eggs IVF Refund plan offers cycles of IVF/ICSI, with a guaranteed eight donor eggs per cycle from one of Manchester Fertility’s own HFEA-registered, traceable UK egg donors.

If you do not have a live birth after completing all included cycles and embryo transfers, you will receive a refund of up to 50% of plan fees.

Traditional Private IVF Pricing (pay per cycle)

If you prefer to pay for treatment traditionally per cycle, our transparent prices and upfront, fully costed treatment plans give you the reassurance of no hidden extras.

Eligible for NHS IVF? Transfer your NHS IVF cycle to Manchester Fertility

If you’re eligible for NHS IVF treatment where you live, but want to avoid long NHS waiting times, you may be able to successfullytransfer your NHS IVF cycle to us and have your treatment privately at our Cheshire fertility clinic instead, yet still funded by your local CCG.

We’ve helped many couples transition to our care, so they can benefit from our consistent success rates, expertise, and advanced techniques and technologies to maximise their chances of pregnancy through NHS-funded treatment.

Help Funding Private IVF & Fertility Treatment – Speak to Us

To explore your private IVF funding options and what’s available to you, speak to our Patient Advisors on 0161 958 6142, or self-refer online here if you’d like to have private fertility treatment with Manchester Fertility.

 

 

Last updated: 5th May 2026

Rihannah Leech-Ratchford - Patient Services Manager
About the author

Rihannah Leech-Ratchford

Patient Services Manager

Rihannah has many years of experience in managing teams and is dedicated to providing outstanding patient satisfaction. Previously, she worked …